Contact
- Melbourne Office: 55 Hudsons Road Spotswood VIC 3015
- Queensland Office: 2 Currumburra Road Ashmore QLD 4214
- 1300 244 342
- admin@kingsfordfinance.com.au
Loan brokers are finance brokers who act as the buffer between the borrower and the lender. Kingsford Finance has specialist knowledge in how to correctly find a loan that is tailored to your individual needs. By assessing your financial needs and situation, we can compare lenders to find the right fit for you.
Instead of applying directly to a single lender, you have the benefit of a portfolio of lenders. So, no matter your reason for getting a personal loan, we find the best fit for you. Kingsford Finance supports you from start to finish throughout your loan acquisition journey.
Common types of personal loans include:
Some lenders allow you to ‘fix’ the interest rate for a period of time. So you don’t have to commit to one interest rate for the entire borrowing period. A personal loan broker can negotiate these terms for you when available.
Secured personal loans use an asset as collateral for the loan. This type of personal loan typically offers higher borrowing amounts at lower interest rates.
Fixed-rate personal loans have the same interest rate for the entire loan term.
Unsecured personal loans do not use any asset as collateral. They usually have higher interest rates than secured loans due to the greater risk involved for the lender.
On the other hand, change according to market interest rates. So you could be paying a lower rate and then suddenly find yourself having to pay more, or vice versa.
Schedule an appointment to discuss your financial requirements and explore how we can assist you in achieving your business objectives.